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Short-Term vs Long-Term Capital Gains Calculator

Short-Term vs Long-Term Capital Gains Calculator. An investor enters proceeds, basis, selling expenses, short- and long-term rates, and capital-loss carryover to compare holding-period tax outcomes. Use it before selling an appreciated investment near the long-term holding threshold.

Inputs

Investments & Capital Gains inputs

Range: 0–100,000,000 $

Enter a non-negative US-dollar amount for the stated tax year; use the same tax year and jurisdiction for all related inputs. Professional example: 100000. Edit this value for your own facts.

Range: 0–100,000,000 $

Enter a non-negative US-dollar amount for the stated tax year; use the same tax year and jurisdiction for all related inputs. Professional example: 60000. Edit this value for your own facts.

Range: 0–100,000,000 $

Enter a non-negative US-dollar amount for the stated tax year; use the same tax year and jurisdiction for all related inputs. Professional example: 1000. Edit this value for your own facts.

Range: 0–100 %

Enter a percentage as a whole number, such as 22 for 22%, not 0.22. Professional example: 24. Edit this value for your own facts.

Range: 0–100 %

Enter a percentage as a whole number, such as 22 for 22%, not 0.22. Professional example: 15. Edit this value for your own facts.

Range: 0–100,000,000 $

Enter a non-negative US-dollar amount for the stated tax year; use the same tax year and jurisdiction for all related inputs. Professional example: 0. Edit this value for your own facts.

Result

Gain Or Loss
39,000.00
Tax Difference
3,510.00
Estimate
Long Term Tax
5,850.00
Short Term Tax
9,360.00
Taxable Gain After Carryover
39,000.00
How to interpret this result
Short-Term vs Long-Term Capital Gains Calculator starts with a professional planning example for this scenario. Edit the inputs to replace the example with your own facts; the displayed outputs update from the formula.
Applicability and limits
This is a two-rate gain comparison. It does not determine holding-period dates, NIIT, brackets, wash sales, state tax, or basis adjustments.
Calculation basis
Only the named inputs and displayed formula relationships are used. Rates, limits, thresholds, eligibility flags, dates, and jurisdiction assumptions are not silently looked up unless a verified dataset is listed.

Formula

Calculation logic

Formula definitions and substituted values.

What to check

  • An investor enters proceeds, basis, selling expenses, short- and long-term rates, and capital-loss carryover to compare holding-period tax outcomes.
  • Use it before selling an appreciated investment near the long-term holding threshold.
  • This is a two-rate gain comparison. It does not determine holding-period dates, NIIT, brackets, wash sales, state tax, or basis adjustments.

Related calculators

This is a two-rate gain comparison. It does not determine holding-period dates, NIIT, brackets, wash sales, state tax, or basis adjustments.