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Required Minimum Distribution Calculator

Required Minimum Distribution Calculator. An account owner enters prior-year balance, distribution period, taxable share, and tax rate to estimate an RMD amount and tax. Use it before taking an annual IRA or retirement-plan distribution.

Inputs

Retirement, Pension & Health Accounts inputs

Range: 0–100,000,000 $

Enter a non-negative US-dollar amount for the stated tax year; use the same tax year and jurisdiction for all related inputs. Professional example: 500000. Edit this value for your own facts.

Range: 0.1–100 years

Enter the count or numeric assumption in the unit stated by the label. Professional example: 25.5. Edit this value for your own facts.

Range: 0–100 %

Enter a percentage as a whole number, such as 22 for 22%, not 0.22. Professional example: 100. Edit this value for your own facts.

Range: 0–100 %

Enter a percentage as a whole number, such as 22 for 22%, not 0.22. Professional example: 22. Edit this value for your own facts.

Result

Estimated tax
4,313.73
Required Distribution
19,607.84
Estimate
Taxable Distribution
19,607.84
How to interpret this result
Required Minimum Distribution Calculator starts with a professional planning example for this scenario. Edit the inputs to replace the example with your own facts; the displayed outputs update from the formula.
Applicability and limits
This is a simplified balance-divided-by-period estimate. It does not determine the applicable Uniform Lifetime or beneficiary table, SECURE exceptions, account aggregation, missed-RMD excise tax, or withholding.
Calculation basis
Only the named inputs and displayed formula relationships are used. Rates, limits, thresholds, eligibility flags, dates, and jurisdiction assumptions are not silently looked up unless a verified dataset is listed.

Formula

Calculation logic

Formula definitions and substituted values.

What to check

  • An account owner enters prior-year balance, distribution period, taxable share, and tax rate to estimate an RMD amount and tax.
  • Use it before taking an annual IRA or retirement-plan distribution.
  • This is a simplified balance-divided-by-period estimate. It does not determine the applicable Uniform Lifetime or beneficiary table, SECURE exceptions, account aggregation, missed-RMD excise tax, or withholding.

Related calculators

This is a simplified balance-divided-by-period estimate. It does not determine the applicable Uniform Lifetime or beneficiary table, SECURE exceptions, account aggregation, missed-RMD excise tax, or withholding.