Virginia Tax Calculator - VA State Income Tax Calculator 2025

Calculate your Virginia state income tax with progressive rates from 2% to 5.75%. Our comprehensive calculator helps Virginia residents understand the Commonwealth's tax system including standard deductions, personal exemptions, age-related benefits, and professional tax optimization strategies.

Virginia Tax Calculator

Calculate VA state income tax with progressive rates and Commonwealth-specific benefits

Income Information

Your total annual income subject to Virginia tax
Income sourced from Virginia (for non-residents)

Personal Information & Age Benefits

Age affects deduction amounts (65+ get higher deductions)
Spouse age for age-related deduction calculations
Additional exemptions for blind taxpayers
Number of qualifying dependents

Virginia Specific Income

Military pay (may have special considerations)
Retirement income (may be partially exempt)
Social Security benefits (may be exempt)
Capital gains income

Virginia Deductions & Credits

Total itemized deductions for Virginia
Virginia education credits and tuition assistance
Virginia charitable contribution credits

Virginia Subtraction Modifications

Age-based retirement income exemption
Disability income (may be partially exempt)
Veterans benefits and military retirement
HSA and 529 plan deductions

Relocation & Comparison Analysis

Compare VA tax burden with other states
Estimated costs for relocating from Virginia

How to Use the Virginia Tax Calculator

Our Virginia tax calculator provides accurate state income tax calculations using the current 2025 tax rates and rules. Virginia has a progressive income tax system with rates ranging from 2% to 5.75%, along with various age-related benefits, military exemptions, and other Commonwealth-specific provisions.

Step-by-Step Instructions:

  1. Income Information: Enter your annual income and select your filing status. Include all income subject to Virginia taxation.
  2. Personal Information: Provide age information for both taxpayer and spouse to calculate age-related benefits.
  3. Virginia Income: Include military pay, retirement income, and other Virginia-specific income sources.
  4. Deductions & Credits: Apply Virginia deductions and credits including education and charitable credits.
  5. Review Results: Analyze your total tax liability and effective rate within Virginia's progressive system.

Virginia Tax Features:

Progressive Rates: Virginia taxes income at progressive rates from 2% to 5.75%.

Age Benefits: Enhanced standard deductions for taxpayers 65 and older.

Military Exemptions: Special provisions for military personnel and veterans.

Retirement Income: Partial exemptions for retirement income based on age.

Virginia Tax Law for 2025

Virginia operates a progressive income tax system with rates that increase with income levels. The Commonwealth provides various deductions, credits, and exemptions that can significantly reduce your tax liability, particularly for seniors, military personnel, and families with educational expenses.

2025 Virginia Tax Brackets:

  • First $3,000: 2% tax rate
  • $3,001 - $5,000: 3% tax rate
  • $5,001 - $17,000: 5% tax rate
  • Over $17,000: 5.75% tax rate (top bracket)

Virginia Standard Deductions (2025):

  • Single: $4,500 (under 65), $5,500 (65+)
  • Married Filing Jointly: $9,000 (under 65), $11,000 (one 65+), $13,000 (both 65+)
  • Head of Household: $6,500 (under 65), $7,500 (65+)
  • Blind Exemption: Additional $1,500 per person

Virginia Special Provisions:

  • Military Pay: Active duty military pay may be exempt
  • Retirement Income: Partial exemption for taxpayers 65+ years old
  • Social Security: Generally exempt from Virginia income tax
  • Disability Income: May be partially or fully exempt

Virginia Tax Credits:

  • Education Credits: Credits for tuition and educational expenses
  • Charitable Credits: Credits for charitable contributions
  • Land Preservation Credit: For conservation easement donations
  • Research & Development Credit: For qualifying R&D expenses

Tax Planning Strategies for Virginia:

  • Age Planning: Optimize timing of retirement for age-related benefits
  • Military Benefits: Maximize military pay exemptions and veterans benefits
  • Education Credits: Plan educational expenses to maximize credits
  • Retirement Timing: Strategic retirement account withdrawals after age 65

Understanding Virginia Taxation

Progressive Tax System

  • Four tax brackets from 2% to 5.75%
  • Lower rates on initial income levels
  • Top rate of 5.75% on income over $17,000
  • Moderate tax burden compared to other states
  • Progressive structure benefits lower earners

Age-Related Benefits

  • Higher standard deductions for 65+ taxpayers
  • Additional blind exemptions available
  • Retirement income exemptions for seniors
  • Progressive benefit structure by age
  • Special provisions for elderly taxpayers

Military & Veterans Benefits

  • Active duty military pay exemptions
  • Veterans benefits generally exempt
  • Military retirement income provisions
  • Spouse benefits for military families
  • Special filing considerations

Virginia Special Features

  • Social Security income exempt
  • Education expense credits available
  • Charitable contribution credits
  • 529 plan deduction benefits
  • Disability income exemptions

Frequently Asked Questions

How does Virginia's progressive tax system work?

Virginia taxes income at four progressive rates: 2% on the first $3,000, 3% on income from $3,001-$5,000, 5% on income from $5,001-$17,000, and 5.75% on income over $17,000. This means you pay lower rates on your initial income and higher rates only on income in the higher brackets.

What are the age-related benefits in Virginia?

Virginia provides enhanced standard deductions for taxpayers 65 and older. Single filers get an additional $1,000 deduction, while married couples get additional amounts based on how many spouses are 65+. There are also retirement income exemptions for seniors.

Are military benefits taxed in Virginia?

Active duty military pay is generally exempt from Virginia income tax. Veterans benefits and military retirement income also receive favorable treatment. Virginia has strong support for military families with various exemptions and special provisions.

Should I consider relocating from Virginia for tax savings?

Virginia has moderate tax rates compared to many states. While neighboring Tennessee has no income tax, Virginia offers excellent infrastructure, education, and job opportunities. The decision should consider your total financial picture, not just tax rates.