Calculate your California state income tax with the nation's highest progressive rates (up to 13.3%), plus Disability Insurance, Mental Health Tax, and all CA-specific deductions and credits.
Enter your income information to calculate CA income tax, SDI, and Mental Health Tax
California has the highest state income tax rates in the nation, with a top marginal rate of 13.3% (including 1% Mental Health Tax) on income over $1 million. The regular top rate is 12.3%.
CA uses a highly progressive tax system with 10 tax brackets ranging from 1% to 12.3%, plus the additional 1% Mental Health Tax on high earners. Rates increase significantly with income.
California requires most employees to pay SDI tax at 0.9% on wages up to $153,164 (2025). This provides disability and family leave benefits.
The additional 1% Mental Health Tax applies to income over $1 million, funding mental health services. This brings the top rate to 13.3% for high earners.
Unlike federal tax, California taxes capital gains as ordinary income at the same rates. Long-term capital gains receive no preferential treatment.
California offers unique credits including the Young Child Tax Credit (up to $1,083), Renter's Credit, and California Earned Income Tax Credit to help reduce tax burden.
California's top marginal income tax rate is 13.3% for income over $1 million (including the 1% Mental Health Tax). The regular top rate is 12.3% for income over $599,013 (single) or $1,198,024 (married filing jointly).
State Disability Insurance (SDI) is deducted from employee paychecks at 0.9% on wages up to $153,164 in 2025. It provides short-term disability and Paid Family Leave benefits. Self-employed individuals can voluntarily participate.
No, California taxes capital gains as ordinary income at the same progressive rates (up to 13.3%). There is no preferential treatment for long-term capital gains like at the federal level.
The California Young Child Tax Credit provides up to $1,083 per qualifying child under 6 years old. The credit amount phases out for higher-income taxpayers and is designed to help families with young children.
Yes, California allows deduction of state and local taxes without the $10,000 federal cap. However, you cannot deduct California income taxes on your California return - only other state and local taxes.
Tax planning should consider the total financial picture. While California has high income taxes, consider other factors like cost of living, business opportunities, property values, and quality of life before making relocation decisions.