Itemized Deductions
Deduction Analysis
Enter your deduction information to see your itemized deduction calculation.
2025 Itemized Deduction Information
Medical Expenses
Threshold: 7.5% of AGI
Includes: Doctor visits, prescriptions, dental, vision
Travel: Medical travel at $0.22/mile
Insurance: Premiums for medical/dental/vision
State & Local Taxes (SALT)
Cap: $10,000 total limit
Includes: State income tax, property tax
Choice: State income tax OR sales tax
Limitation: Combined federal cap applies
Mortgage Interest
Limit: Interest on up to $750,000 debt
Acquisition: Debt used to buy/build/improve home
Points: Generally deductible when paid
HELOC: Limited to home improvement use
Charitable Contributions
Cash Limit: 60% of AGI
Property Limit: 30% of AGI (appreciated property)
Documentation: Required for all donations
Carryover: Excess can be carried forward 5 years
Important Information
This calculator provides estimates for itemized deduction planning purposes only. Actual deductions may vary based on specific circumstances, documentation requirements, and complex tax rules. Some deductions have income limitations, phase-outs, or special requirements not fully captured in this simplified calculator. Always consult with a qualified tax professional for personalized advice and accurate tax preparation, especially for complex deduction situations.