Tax Deductions & Credits Calculators

Maximize your tax savings with professional calculators for itemized deductions, tax credits, and optimization strategies. Reduce your tax liability legally and effectively.

Standard vs Itemized Deductions

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Itemized vs Standard Deduction Calculator

Compare itemized deductions against standard deduction to determine which option provides maximum tax savings for your situation.

Compare Deductions โ†’
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Mortgage Interest Deduction Calculator

Calculate mortgage interest deduction including acquisition debt limits, HELOC restrictions, and interest deduction optimization.

Mortgage Interest โ†’
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State & Local Tax (SALT) Calculator

Calculate state and local tax deductions with the $10,000 SALT cap and optimize your state tax strategy.

SALT Deduction โ†’
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Property Tax Deduction Calculator

Calculate property tax deductions including residential, vacation homes, and rental properties within SALT limits.

Property Tax โ†’

Charitable Giving & Medical Expenses

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Charitable Donation Tax Calculator

Calculate tax deductions for cash donations, appreciated assets, and optimize charitable giving strategies for maximum tax benefits.

Charitable Deduction โ†’
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Medical Expense Deduction Calculator

Calculate medical expense deductions with 7.5% AGI threshold including qualified medical expenses and health savings accounts.

Medical Deduction โ†’
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Student Loan Interest Calculator

Calculate student loan interest deduction with income phase-out limits and maximize education-related tax benefits.

Student Loan โ†’
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Educator Expense Deduction Calculator

Calculate qualified educator expense deductions for teachers, instructors, and education professionals with current limits.

Educator Expenses โ†’

Family Tax Credits

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Child Tax Credit Calculator

Calculate Child Tax Credit and Additional Child Tax Credit with income phase-outs and age requirements for maximum family savings.

Child Tax Credit โ†’
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Earned Income Credit (EIC) Calculator

Calculate Earned Income Credit with income limits, filing status, and number of qualifying children for maximum refundable credit.

Earned Income Credit โ†’
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Dependent Care Credit Calculator

Calculate Child and Dependent Care Credit for childcare expenses with income-based credit percentages and expense limits.

Dependent Care โ†’
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Adoption Credit Calculator

Calculate adoption credit for qualified adoption expenses with income phase-outs and special needs adoption benefits.

Adoption Credit โ†’

Education Credits & Deductions

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American Opportunity Credit Calculator

Calculate American Opportunity Tax Credit for qualified education expenses with income phase-outs and credit optimization.

Opportunity Credit โ†’
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Lifetime Learning Credit Calculator

Calculate Lifetime Learning Credit for continuing education expenses with income limits and qualifying education institutions.

Learning Credit โ†’
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Education Credit Comparison Calculator

Compare American Opportunity Credit vs Lifetime Learning Credit to determine the most beneficial education credit option.

Compare Credits โ†’
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Tuition and Fees Deduction Calculator

Calculate tuition and fees deduction as an alternative to education credits with income thresholds and expense limits.

Tuition Deduction โ†’

Energy & Environmental Credits

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Solar Energy Credit Calculator

Calculate federal solar investment tax credit (ITC) for residential solar installations with current credit rates and phase-down schedule.

Solar Credit โ†’
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Electric Vehicle Credit Calculator

Calculate federal electric vehicle tax credit with manufacturer caps, income limits, and qualifying vehicle requirements.

EV Credit โ†’
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Energy Efficient Home Credit Calculator

Calculate credits for energy-efficient home improvements including insulation, windows, HVAC systems, and water heaters.

Home Energy Credit โ†’
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Renewable Energy Credit Calculator

Calculate credits for residential renewable energy systems including geothermal, wind, and fuel cell installations.

Renewable Credit โ†’

Advanced Deduction Strategies

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Deduction Optimization Calculator

Optimize timing and bundling of deductions across multiple years to maximize total tax savings with itemization strategies.

Optimize Deductions โ†’
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Tax Credit Stacking Calculator

Calculate multiple overlapping tax credits and deductions to maximize total tax benefits while avoiding double-counting restrictions.

Stack Credits โ†’
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Multi-Year Deduction Planner

Plan deduction timing across multiple tax years to maximize long-term tax savings with bunching and acceleration strategies.

Plan Deductions โ†’
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Itemization Break-Even Calculator

Calculate the break-even point for itemizing deductions and determine optimal deduction strategies for your tax situation.

Break-Even Analysis โ†’

Why Choose Our Deduction & Credit Calculators

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Maximum Tax Savings

Identify all available deductions and credits to minimize your tax liability legally and effectively with comprehensive analysis.

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Current Tax Law

All calculators reflect current tax law changes, phase-outs, and IRS guidance for accurate results and reliable planning.

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Detailed Analysis

Get comprehensive breakdowns of deductions and credits with optimization recommendations and strategic insights.

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Privacy Protected

All calculations performed locally in your browser. No personal financial data stored or transmitted to our servers.